The Lake Leelanau Store for Farm Animals and House Pets. You can probably find every known kind of animal feed at Leelanau Feed and Seed! At Home... in Leelanau
Today I noticed that somebody named Melanie wrote in the guest book that I keep in my U-Pick shed. “Forget Disneyland,” she wrote. “This is the happiest place on Earth.”
On Earth? I was stunned. And grateful. Of course, for me, the Upick IS the happiest place on earth. And I needed to be reminded of that, and realized for about the millionth time how easily we take for granted the best parts of our life when things aren’t going so well in other parts of it. This is a lesson it seems that I need to learn over and over.
I have sworn off looking at the falling stock market and reading all the bad news. At least for now. Today I am thinking about a close friend’s husband who was taken to Hospice House on Tuesday and is struggling valiantly to get through this final stage of life. He was diagnosed with kidney cancer in April, and it has been a nightmare for my friend and her family ever since. This is a good and gentle man, a thoughtful intellectual, a loving father, a stellar husband who is being taken from this earth. Life is not fair, this much I know.
I have the day off today as I do not work on Fridays at all, in order to keep up with the farm. It is one of those spectacular fall days on Omena Bay. The blue water is all the more stunning, set off by the emerging fall color backdrop of Omena Point. This is the first Friday since early June without bouquet making and deliveries. To wander from bed to bed, pulling weeds here, clipping back dead stems there, is a luxury. I have no agenda on this day other than to be at school in time to pick up my 9-year-old son, Will.
As I do my work, a monarch comes to rest on the nearby neon pink sweet William to drink the nectar. Neon is a new variety I planted this spring, said to be a true perennial. It is blooming again in a short burst of color after being cut back in June. The monarch slowly opens and closes its wings as it feeds. Uh oh, little fella, I think. You are a long way from where you need to be at this time of the year. How these fragile creatures make their long journey is one of life’s greatest mysteries, and, in my opinion, some kind of annual miracle.
When I see things like the monarch, or the rainbow on my way to school earlier this morning, I wonder, is this it? Did my friend’s husband pass over? Is this some sort of sign? I am a person who looks for signs, explanations. And then I think that perhaps the monarch was not a sign that a wonderful life had ended, but rather a reminder of the fragile journey that we are all on toward that destination.
Bail-Out October 2008 FDIC Insurance Coverage Limit Will Temporarily Increase - New Interim Rules Better Safeguard Trust Account
Dan Penning, the Suttons Bay Attorney with Wright Penning & Beamer has provided this timely and topical "bail-out" information about FDIC Insured Institutions and how it could affect your trust accounts. Read more information on his blog at www.suttonsbaydepot.com.
TAKE ADVANTAGE OF NEW INTERIM RULES TO BETTER SAFEGUARD TRUST ACCOUNTS AT FDIC INSURED INSTITUTIONS
(The $100,000 FDIC insurance coverage limit will temporarily increase to $250,000 upon President Bush’s signing of the “bail-out bill” passed in the House October 3, 2008. This increase is effective until December 31, 2009, at which time the insurance coverage will revert back to the $100,000 limit).
The FDIC has adopted an interim rule to simplify and modernize its deposit insurance rules for revocable trust accounts. Your living trust may be modified to take greater advantage of the new FDIC interim rule. Prior to the interim rule being adopted, all revocable trust accounts (both payable-on-death accounts and living trust accounts) were insured up to $100,000 per “qualifying beneficiary.” (A “qualifying beneficiary” was limited to the account owner’s spouse, child, or grandchild, parents, and siblings.) Under the interim rule, coverage is based on the existence of any beneficiary named in the revocable trust, as long as the beneficiary is a natural person, or a charity or other non-profit organization.
FOR ACCOUNTS TOTALING NO MORE THAN $500,000.
For account owners with revocable trust accounts totaling no more than $500,000, coverage will be determined without regard to the beneficial interest of each beneficiary in the trust. This issue typically arises in the context of a living trust that, for example, provides either varying lump-sum payments for designated beneficiaries or different percentage interests in trust assets to certain beneficiaries, or different remainder interests in the assets to the same or other beneficiaries. Under the new rules, a trust account owner with up to five different beneficiaries named in all his or her revocable trust accounts at one FDIC-insured institution will be insured up to $100,000 (temporarily $250,000 until Dec. 31, 2009) per beneficiary.
SPECIAL TREATMENT FOR ACCOUNTS TOTALING MORE THAN $500,000 WITH MORE THAN FIVE BENEFICIARIES.
Revocable trust account owners with more than $500,000 and more than five different beneficiaries named in the trust(s) will be insured for the greater of either: $500,000 or the aggregate amount of all the beneficiaries' interests in the trust(s), limited to $100,000 (temporarily $250,000 until Dec. 31, 2009) per beneficiary.
We recommend that trust account owners first ensure that the institution holding their funds is FDIC insured. We can help you determine the maximum FDIC insurance coverage amount of your trust account as it currently stands and how to better take advantage of the simplified interim rule. First and foremost, depositors should determine whether the institution holding their funds is maintaining solid footing in the financial industry during these uncertain times. Trust account owners may decide to move their funds to a more secure institution if they discover that their current institution is not equipped to handle the current financial predicament.
Dan A. Penning, Attorney Wright Penning & Beamer
Farmington Hills and Suttons Bay, Michigan
231-271-4500
Rich Schefren Sweetens the Guided Profits System with Extended Program and Lower Payments
Wow, I wasn't expecting this...
So last week Rich Schefren launched his revolutionary new Guided Profits System coaching program...
And he closed the doors waaaay faster than expected.
But for every person who got inside, there were another half dozen or so that couldn't. Many wanted a longer payment plan... and many wanted a longer program.
So Rich is doing something extraordinary. Check it out here...
That's correct--Rich has created a special "Silver" version of GPS just for these people.
And this version doesn't skimp on the good stuff either. Rich has left in all the most powerful tips, techniques, and strategies to help you finally break through the walls that are holding you back.
Suttons Bay Merchants, Artists
and Leelanau County Wineries
Bahle's: The Annex
Meet Artist: Melody Jukubiak
Bahle's Store
Leelanau County Winery: L. Mawby Winery
Bay Wear
Bayside Salon
Meet Artist: Dan Stewart Photography
Case Daniels & Rae
Meet Artists: Will Case & Rae Johnson
Featuring: Jewelry & Weathervanes
Enerdyne
Forget Me Not Florist
Meet Artist: JoAnn Sahs
Featuring: Acrylics
Leelanau County Winery: Ciccone Vineyards
Haystacks by the Bay
Meet Artisit: Trisha Denton, Jeweler
Leelanau County Winery: Good Harbor Vineyards
Lima Bean
Meet Artist: Lisa Lopez, Jewelry
Meet Artist: Stacy Harms, Oils
Leelanau County Winery: Black Star Farms
Martha' Leelanau Table
Meet Artist: E.J. Fitzpatrick, Oils
Leelanau County Winery: Forty-five North Vineyard & Winery
Michigan Artists Gallery
Meet Artist: Tom Krueger, Clay artist
Meet Artist: Christine Harjer, Clay artist
Leelanau County Winery: Cherry Republic Winery
Live Music Provided by: Cherry Blossom Ramlers
Michigan Peddler
Muriel's
Meet Artist: Nancy Frisby, Photography
Leelanau County Winery:Willow Vineyards
Silvertree Deli
Meet Artist: Del Michaels, Mixed Media
Leelanau County Winery: Victoria Creek Vineyard
Suttons Bay Galleries
Meet Artist: Bill Hosner, Pastel Painting
Suttons Bay Law Center
The Front Porch
Thistledown Shoppe
known.com for the Suttons Bay Art Walk
Amazon To Offer Wine Online
By Mike Sachoff - Thu, 09/11/2008 - 9:38am.
Sold only in U.S.
Online retailer Amazon.com will start selling wine produced in the U.S. by early October making it available to its domestic customers.
Napa Valley Vintners, a nonprofit organization representing more than 300 vintners in California, has started workshops for wineries that want to sell their wine on Amazon, according to Terry Hall, communications director for the group.
"They have been working for a while on this wine project. Now they are signing up the wineries," Hall told Reuters. "They're fast-tracking it right now."
Amazon will sell wine in about 26 states and wine sold on the site will come from all areas of the country.
In 2007 total U.S. wine sales were between $30 billion and $32 billion, according to Barbara Insel, president of Stonebridge Research Group, a company focused on the wine industry.
Amazon will be working with New Vine Logistics, a Napa, California firm that operates in wine fulfillment and can ship to 45 states. Amazon is working with the company to ensure that the wine is legally shipped.
Customers enrolled in Amazon Prime, a discount shipping program will qualify for free shipping on any wine purchases.
"The good news is it (Amazon selling wine) puts some big muscle behind direct-to-consumer so consumers of wine should benefit," Hall said.
The pages of this book are packed with memorable essays by Deborah Wyatt Fellows and over 150 stunning photos taken throughout Leelanau County and the Grand Travese Region.
This collection of essays is the best summary available of what life is like living in northern Michigan. A signed and personalized copy of Reflections of a Life Up North is a perfect northern Michigan Keepsake Holiday Gift!
If you would like to order a signed and personalized copy of Reflections of a Life Up North please feel free to call Known Books at 231-271-6483.